Debt Consolidation Loan -
Tranquillity Credit Union
Access up to $400,000* to pay off high-interest debt such as:
- Unsecured Loans
- Credit Lines
- Credit Cards
- Hire Purchase
- Pay day Loans
- Personal Loans
Experience bliss and Tranquillity when you trade multiple payments for ONE low monthly installment with our Debt Consolidation Loan.
Benefit from affordable repayment terms and a savings element that will put you on the pathway for increased financial stability, monetary rewards and allow you to leave a legacy of Financial Health.
Live Life Light
Why debt consolidation is right for you
Advance Protector Coverage
In the event of death of total/permanent disability on loans over $85,000, your loved ones will not be left with a burden.
Direct Payment and Cash Back Benefit
Get 95% of your loan amount paid directly to the creditor, alongside a 5% cash back on your TCU Debit Card or Line of Credit.
Extended Repayment Period
Benefit from our flexible repayment schedule with terms extending up to 7 years.
Empower Your Financial Future
Enhance your financial stability by growing your share capital with us.
Invest in Your Financial Growth
With a mandatory minimum share contribution of $200 monthly during your loan term, you’re steadily building your financial strength for the future.
Hassle-Free Payments
Automate your monthly TCU payments through Salary Assignment to TCU or Salary Deduction, making loan management simpler and more efficient.
*Terms and Conditions apply.
Debt Consolidation Loan Promotion Subject to Normal Lending Criteria and applicable processing fees. View updated schedule of fees here. Interest will be charged on the reducing balance each month at a rate of 1.15% for members offering security in the form of shares or other collateral and 1.25% where collateral is not provided. Promotion ends December 31st 2024.
What you will need
Valid Identification
(National ID Card, Driver’s Permit / Passport)
Proof of Income
Proof of Income, Job Letter and Last Month’s Pay Slip
Recent Proof of Address
Recent Statements
(Savings and ALL Loans / credit facilities outside of Tranquillity Credit Union)
Check our clients review
Hear what they have to say about us
Hermant Ramdial
“I’ve been a member of TCU for a little over 25 years and during this time the benefits have only increased. Especially under the leadership of the President and General Manager. Thanks to them I’ve able to achieve a lot financially, I’ve been able to put roof over my head, I’ve been able to move around – transport and I’ve been able to secure my future finically and I am eternally grateful for that”
Daniel Jacob
“I’ve been a member of the credit union for the past 17 years. What I like about the credit union is that you get a lot of hassle-free loans, staff have been very friendly and no long lines. I’ve achieved a lot in the time I’ve been a member, matter of fact just about everything I possess I’ve earned it through the Credit Union and I am extremely grateful. I want to say ‘Long Live Tranquillity Credit Union”
Jilamie Small (Tobago Member)
“I’ve been a member for the past 4 years. What I like about the Credit Union is that they are reliable, you don’t have to wait long for your loan. Just about 2-3 days and you get what you ask for, and Christmas Loan – BESS! Great time! Just want to say Thanks Tranquillity.”
We’d love to hear from you!
Whether you’re looking to fund a new adventure, tackle a home renovation, or pursue your dreams, we’re here to help! Your journey begins with us, and we’re dedicated to making the loan process smooth and straightforward. Let’s take the next step together!
OUR OFFICE HOURS
Monday-Friday
8:00 am to 3:00 pm
OUR ADDRESS
5 Maraval Road, Newtown, 190135,
Port of Spain, Trinidad & Tobago.
GET IN TOUCH
+1 868 612 0273
info@tranquillitycu.com