Home Builder Loan
At Tranquillity Credit Union, we’re dedicated to helping you finance your dream home. For many, this may be a first home and for some, even your forever home.
Our Home Builder Loan can help you to achieve your goals and we’re here to help you every step of the way.
- Get the funds you need to construct your dream home.
- Downpayment required -15%.
With a custom home, every detail is in your hands. Whether it’s a cozy reading nook by the window, a beautifully designed and functional kitchen tailored to your daily life, a luxurious spa bathroom, or a backyard entertainment space, you have the power to bring your dreams to life just as you envision them. Whether you’re looking to expand your living space or build from the ground up, this product is perfect for you Ready to get started? Book your appointment today to discuss your dream home!
Your Dream Home Made Simple
Why our home builder loans are right for you.
Lower Fees and Interest Rates
As not-for-profit organizations owned by their members, credit unions typically have lower operating costs than banks. This means you can benefit from reduced fees and interest rates, helping you save money over the life of your loan.
Community Focus
Choosing a credit union means supporting a local institution that is deeply invested in your community. Your membership helps fund programs and services that benefit fellow members and strengthen the area you call home.
Flexible Lending Criteria
Credit unions often offer more flexible lending criteria, making it easier for individuals with unique financial situations or non-traditional incomes to access the funds they need.
Member Ownership
As a member of a credit union, you have a voice in how the institution operates. This member-centric model fosters trust and transparency, ensuring that your interests are always aligned with ours. By choosing a credit union, you’re not just getting access to credit; you’re becoming part of a caring community dedicated to supporting your financial journey.
What you will need
Valuation Report
Copy of Deed
WASA Receipts/Bills
Utility Bill
Pay slip
Builder’s estimate
Submission of up-to-date land and building taxes
Approval to build – Town & Country Planning
Job Letter
Check our clients review
Hear what they have to say about us
Hermant Ramdial
“I’ve been a member of TCU for a little over 25 years and during this time the benefits have only increased. Especially under the leadership of the President and General Manager. Thanks to them I’ve able to achieve a lot financially, I’ve been able to put roof over my head, I’ve been able to move around – transport and I’ve been able to secure my future finically and I am eternally grateful for that”
Daniel Jacob
“I’ve been a member of the credit union for the past 17 years. What I like about the credit union is that you get a lot of hassle-free loans, staff have been very friendly and no long lines. I’ve achieved a lot in the time I’ve been a member, matter of fact just about everything I possess I’ve earned it through the Credit Union and I am extremely grateful. I want to say ‘Long Live Tranquillity Credit Union”
Jilamie Small (Tobago Member)
“I’ve been a member for the past 4 years. What I like about the Credit Union is that they are reliable, you don’t have to wait long for your loan. Just about 2-3 days and you get what you ask for, and Christmas Loan – BESS! Great time! Just want to say Thanks Tranquillity.”
We’d love to hear from you!
Whether you’re looking to fund a new adventure, tackle a home renovation, or pursue your dreams, we’re here to help! Your journey begins with us, and we’re dedicated to making the loan process smooth and straightforward. Let’s take the next step together!
OUR OFFICE HOURS
Monday-Friday
8:00 am to 3:00 pm
OUR ADDRESS
5 Maraval Road, Newtown, 190135,
Port of Spain, Trinidad & Tobago.
GET IN TOUCH
+1 868 612 0273
info@tranquillitycu.com