Family Critical Illness Plan

Covered Critical Illnesses Include:
Cancer, Heart Attack, Stroke, Paralysis, Major Burns or Coma

Benefits:

• Critical illness coverage for you and up to FIVE of your eligible family members,
• Up to $300,000 worth of coverage should you or any one of your covered family members is covered with one of the six critical illnesses.
• Enroll any time before the age of 60 (children must be enrolled prior to the age of 26).
• You and each of your covered family members are entitled to one lump sum payment for the life of the plan
• Get a 50% refund on premiums if there has been no claim made on reaching 75

Your Family Critical Illness Plan Premium

• Your Family Critical Illness Plan premium is based on your age at the time of enrollment.
• Premiums for each person covered under the Family Critical Illness Plan will be determined by their age on the date of their application for coverage.
• The premium amount payable for each coverage amount applied for remains the same for that coverage amount throughout the lifetime of the Plan for each insured person.

Filing a Claim:

You must complete a Claim Form as proof of diagnosis to receive the critical illness benefit. The claim form must be accompanied by a detailed medical report signed by the attending specialist of the Insured Person. We may ask for additional proof or information to determine benefits.

Required Documents:
To apply for coverage under the Family Critical Illness Plan you will need:

• Valid Identification for each covered applicant
• Proof of Relationship where applicable for Children, Spouses (Birth and/ or Marriage Certificates)
• Proof of Address