Use cash to finance new appliances, furnishings, gifts, or purchase vouchers for delicious menu items! With longer-lasting vouchers, you can save some to carry you through January. Enjoy interest-free, budget-friendly financing for your holiday meals!
Christmas Food Voucher Loan
This special loan is designed to help you cover your expenses
Financial support you need to create joyful memories without the stress of overspending.
At Tranquillity Credit Union, we understand the importance of community and connection during the holidays. During the festive season, gathering around the table with family and friends is a cherished tradition. However, the costs of holiday meals can add up quickly. That’s where our Christmas Food Loan comes in.
This special loan is designed to help you cover the expenses of your holiday feasts, providing you with the financial support you need to create joyful memories without the stress of overspending. Whether you’re planning a big family dinner, hosting friends, or preparing festive treats, our Christmas Food Voucher Loan offers a helping hand to ensure your celebrations are filled with warmth and happiness.
With our affordable rates and flexible repayment options, you can focus on what truly matters—spending quality time with your loved ones.
Bringing Holiday Cheer to Your Table
Why the Christmas Food Voucher Loan is Right for You
Smart and Affordable
Repay in time for the Next Christmas Season
With convenient salary deductions, you can easily repay your purchase before the next holiday, ensuring you’re ready to enjoy it in time for the celebrations!
Quick Approval Process
Get fast access to funds with our streamlined application process, so you can secure your loan and shop for festive meals without delay.
Community Support
By choosing our Christmas Food Loan, you’re supporting local businesses and helping to strengthen our community during the holiday season.
Maximum Loan $10,000
Paid in vouchers and cash
Loan Amount
$1,000.00
Loan Amount
$1,500.00
Loan Amount
$2,000.00
Loan Amount
$2,500.00
Loan Amount
$3,000.00
Loan Amount
$3,500.00
Loan Amount
$4,000.00
Loan Amount
$4,500.00
Loan Amount
$5,000.00
Loan Amount
$6,000.00
Loan Amount
$7,000.00
Loan Amount
$8,000.00
Loan Amount
$9,000.00
Loan Amount
$10,000.00
Participating Supermarkets: Massy Store, Pricesmart and XtraFood
Application Period: Monday 20th October, 2025 until Friday 5th, December, 2025
Distribution ends on Friday 19th December, 2025. Normal lending apply
For more info contact us at 628-3804/6466 or email info@tranquilitycu.com
How it works?
3 Step Process to
Get Started
Step 1
Book your Loan Appointments
Step 2
Get Approved
Step 3
Receive Your Funds
What you will need to get started
Financial Documents
Most recent pay slip(s) (All if weekly/fortnightly paid)
Personal Documents
- 2 Forms Valid Identification
- Updated Proof of Address
(Utility Bill/Bank Statement not older than 3 months)
Payment of Applicable Surcharge
Based on the amount being accessed, payment of the applicable service charge as show in the table above is required prior to processing your application.
Drive Your Dream Car Today with
Our Competitive Auto Loans!
Low rates, flexible terms, and fast approval.
Our Loan types
We’re here to support you every mile of the way! Auto Loans are tailored to give you the freedom to select the perfect vehicle that fits your needs and lifestyle.
NEW CARS
USED CARS
REFINANCING
Cruise into Savings
Why our car loans are right for you
Quick approval process
Enjoy competitive automotive loan rates starting at 4.4%, making your dream vehicle more affordable and within reach. Drive home with confidence!
Flexible repayment terms
Choose from flexible repayment terms of 1 to 7 years, allowing you to tailor your loan to fit your budget and lifestyle. We’re here to support your journey every step of the way!
Competitive interest rates
Experience a hassle-free journey with our quick approval process, designed to get you behind the wheel in no time!
No hidden fees
With our automotive loans, you can enjoy peace of mind knowing there are no hidden fees—just transparent terms that put you first!
How it works?
3 Step Process to
Get Started
Step 1
Apply Online
Step 2
Get Approved
Step 3
Drive Away
What you will need
Current Salary Slip
Payslip showing salary inclusive of the last month
Job Letter
A formal document provided by an employer that details an employee's position, length of employment, and income
Offer letter/Invoice
Document detailing the cost of the vehicle
Valuation Report (For Used Vehicles)
Car value refers to the market worth of a new or used vehicle.
Insurance Quotation
Insurance Companies offering cost on proving the service of protecting you and your vehicle from financial losses
Support your goals with our
Flexible General Loans
A loan for almost anything you want.
Life's full of surprises! Sometimes, you need extra
funds and fast.
Whether it’s for home renovations, a dream vacation, a medical emergency, or anything else, our General Loan is here to help. Access up to 2.5 times your shareholding for any purpose. Use our General Loans to fund almost anything you need.
HOME IMPROVEMENT
MAJOR EXPENSES
VACATION/TRAVEL
Why our general loans are right for you
No Hidden Fees
Transparent terms and conditions. View our Schedule of Fees Here
Flexible repayment terms
Tailor your repayment plan to fit your budget. (Max Repayment 7 years)
Funds Disbursed Quickly
Loan Proceeds can be placed on your premium deposit or to your Visa Debit Card, for safe and convenient access anywhere, any time.
Competitive Interest Rates
Affordable rates to help you save.
Quick and Easy Approval
Simple application process and fast decision-making.
How it works?
3 Step Process to
Get Started
Step 1
Book Your Appointment
Step 2
Get Approved
Step 3
Receive Your Funds
What you will need to get started
Financial Documents
- For employed members: Please provide a Job letter dated within the last 3 months and a recent payslip.
- For self-employed members: Please submit your business registration documents, bank transaction statements and audited financial statements for the past 2 years.
- For all members: Please include updated statements for any savings and loans held outside of Tranquility Credit Union.
Personal Documents
- 2 Forms Valid Identification
- Updated Proof of Address
(Utility Bill/Bank Statement not older than 3 months)
Evidence of Loan Purpose
Quotations/ Invoices/ Offer Letters/ Bills to support the amount being requested.
Make Your House a Home: Affordable
Household(Furniture/Appliance) Financing
Member Benefits of an Appliance/Furniture Loan
Affordable financing options to make your home upgrades easier and more accessible.
Financial Flexibility:
Our loans let you spread the cost of appliances and furniture over a manageable period, easing your financial burden. Enjoy affordable monthly payments that fit your budget, making it easier to enhance your living space without the stress of large upfront costs.
Immediate Access to Essential Items:
Our dedicated loans allow you to quickly acquire essential items like refrigerators, washing machines, or sofas, addressing your immediate needs without delay. This support is vital for maintaining your quality of life and ensuring your home is comfortable and functional.
Preservation of Savings:
Spreading the cost of appliances and furniture over a loan term helps you maintain your financial cushion, keeping funds available for unexpected expenses.
Competitive Financing Terms:
Unlike other financiers, we offer no penalties for early repayment, so you won’t pay more than necessary over the long term.
How it works?
3 Step Process to
Get Started
Step 1
Get Loan Approval
Step 2
Funds Disbursed
Step 3
Enjoy Your Purchase
What you will need to get started
Copy of Invoice
Copy of Invoice for Appliance or Furniture
Job Letter
Pay Slip
Utility Bill
Debt Consolidation
Debt Consolidation Loan
Access up to $400,000* to pay off high-interest debt such as:
- Unsecured Loans
- Credit Lines
- Credit Cards
- Hire Purchase
- Pay day Loans
- Personal Loans
Experience bliss and Tranquillity when you trade multiple payments for ONE low monthly installment with our Debt Consolidation Loan.
Benefit from affordable repayment terms and a savings element that will put you on the pathway for increased financial stability, monetary rewards and allow you to leave a legacy of Financial Health.
Live Life Light
Why debt consolidation is right for you
Advance Protector Coverage
In the event of death of total/permanent disability on loans over $85,000, your loved ones will not be left with a burden.
Direct Payment and Cash Back Benefit
Get 95% of your loan amount paid directly to the creditor, alongside a 5% cash back on your TCU Debit Card or Line of Credit.
Extended Repayment Period
Benefit from our flexible
repayment schedule with terms extending up to 7 years.
Empower Your Financial Future
Enhance your financial
stability by growing your share capital with us.
Invest in Your Financial Growth
With a mandatory minimum
share contribution of $200 monthly during your loan term, you’re steadily
building your financial strength for the future.
Hassle-Free Payments
Automate your monthly TCU
payments through Salary Assignment to TCU or Salary Deduction, making loan
management simpler and more efficient.
How it works?
3 Step Process to
Get Started
Step 1
Book Loan Appointment
Step 2
Get Approved
Step 3
Live Debt Free
What you will need
Valid Identification
(National ID Card, Driver’s Permit / Passport)
Proof of Income
Proof of Income, Job Letter and Last Month’s Pay Slip
Recent Proof of Address
Recent Statements
(Savings and ALL Loans / credit facilities outside of Tranquillity Credit Union)
